Internet banking is an essential part of daily life for UK consumers, especially when it comes to those who have a Halifax account. When Halifax online banking is down or the website is not working this is the page to visit to record those problems.
Halifax is one of the most popular banks to choose from and generally their online banking login works without problem the majority of the time. Recently though some of you may be facing troubles and this has been verified by Halifax themselves on their official Twitter account.
Halifax Mobile Banking
Internet banking is a crucial element of daily life for UK consumers, especially when it comes to individuals who have a Halifax account. When Halifax online banking is down or the website is not working this is the spot to visit to document those difficulties.
Halifax is one of the most popular banks to choose from and normally their online banking login works without trouble the majority of the time. Recently though some of you may be facing troubles and this has been verified by Halifax themselves on their official Twitter account.
Why are Lloyds and Halifax down? Reason bank apps aren’t working, what does n/a mean and when it will be fixed
Lloyds banking app is been not working this morning. (Pic: Shutterstock)
Lloyds and Halifax banking applications have not been operating this morning. Many consumers woke up to an error notice when they tried to access one of the banking apps or online services.
- There have been reports of certain Lloyds and Halifax cash machines also appearing to be offline in an apparent network problem.
- Problems reportedly began at around 6.30am on the morning of Thursday 18 November 2021.
- Thousands of users had been encountering problems using their Lloyds or Halifax banking app, with the latter indicating “N/A”, meaning not applicable or not available.
- Twitter was awash with complaints from people unable to check their bank accounts or access cash at ATMs.
Lloyds responded to a number of them by posting: “We are aware that some of you are experiencing difficulties with Internet Banking. We’re sorry for this. We’re working hard to get things back to normal as soon as possible.” While Halifax were also replying to customers: “We know some of you are having issues with Internet Banking. We’re sorry for this. We’re working to have it back to normal soon.”
Thousands are unable to access online banking and apps including Halifax and Lloyds
All three banks are part of the Lloyds Banking Group and customers are seemingly unable to access their bank accounts online or through the mobile apps
Bank of Scotland, Halifax, and Lloyds are all reportedly down leaving thousands unable to access their accounts online.
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Customers are experiencing troubles using the banks’ applications and online banking websites with problems starting at around 10:30 am. The Lloyds Twitter account suggested that individuals log out of their accounts and then back in again but some users are complaining that the issue is persisting.
All three banks are members of the Lloyds Banking Group, meaning the problem is likely internal and will be rectified concurrently for all three.
Customers raced to social media to discuss their worries but the banks now say that all of the issues have been handled.
Replying to a customer on Twitter, the Bank of Scotland account said: “We know some clients experienced an issue earlier with Online Banking. We’re sorry for this. Our services are now back to normal.”
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Problems included customers checking in to see a “not applicable” notice show instead, while other users reported having their account balances look empty with no transaction history visible for the preceding few weeks.
Lloyds, Halifax and Bank of Scotland to shut 60 branches
Lloyds Banking Group has announced it will shut another 60 locations across the UK, in the latest illustration of the accelerating fall of lenders on the high street.
The closures consist of 24 branches of Lloyds Bank, 19 Bank of Scotland and 17 from the Halifax brand, resulting in the group removing more than 150 from its network since June 2021. The move would result in 124 job losses, according to Unite, the union representing the banks’ personnel. The impacted branches will close before the end of the year, leaving the firm with 1,416.
Lloyds Banking Group, which operates Britain’s largest high street network, highlighted record usage of online banking in 2022 as the rationale for the closures, as practically all of the UK’s large banking groups have done when cutting branches.
Lloyds said it has 18.6 million regular online banking clients and more than 15 million mobile app users across its brands – growth of 12 percent and 27 percent respectively over the past two years.
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Banking analysts said the closures of less-visited branches were all but inevitable as their profitability continued to decrease owing to an increased number of transactions.
Conclusion
The Covid epidemic expedited the migration to digital banking by forcing many consumers to utilise internet apps for the first time.
Yet other lawmakers and worker representatives worry that the banks risk abandoning consumers, particularly among the elderly, who do not have the digital skills to manage their money online.
UK banks closed 4,735 branches since 2015 by December 2021 – almost half of the total – according to estimates from the Which? consumer organisation.